SMS Terms and Conditions

Please read these terms and conditions carefully. You expressly give consent to receive non-marketing and marketing text messages from ("Home Mortgage Assessors") and others texting on its behalf, including text messages made with an autodialer, at the telephone number(s) that you provide. You may opt-out of these communications at any time, and consent to receive marketing text messages is not required to purchase any goods or services.

You also accept and agree to be bound by these SMS Terms and Conditions, the Website Terms of Use, and our Privacy Policy, and any other applicable terms and agreements related to your use of Home Mortgage Assessors services at .

Program Description

Home Mortgage Assessors may use an automatic telephone dialing system (“auto-dialer”) to deliver promotional marketing text messages to you. Receiving text messages is NOT a condition of purchase or other transaction with Home Mortgage Assessors.

Message Frequency

You can expect to receive approximately 4 texts per month.

Cost

Message and data rates may apply to each text message sent or received in connection with Home Mortgage Assessors text messages, as provided in your mobile telephone service rate plan (please contact your mobile telephone carrier for pricing plans), in addition to any applicable roaming charges. Home Mortgage Assessors does not impose a separate fee for sending Home Mortgage Assessors text messages.

How to Opt-In

For ongoing customer communications, visit the notifications page on to enroll.

How to Opt-Out

To stop receiving text messages from a specific Home Mortgage Assessors message by replying STOP to the text received from Home Mortgage Assessors. You will then receive confirmation of your opt-out of that text messaging. The confirmation message you receive will be similar to the following: Home Mortgage Assessors: You have been opted out and will not receive any more messages from Home Mortgage Assessors.” This will only opt you out of the specific text messaging campaign associated with that Home Mortgage Assessors phone number. You will remain opted in to other Home Mortgage Assessors text messages. For customer communications, visit at any time to change your communication preferences.

Support/Help

To request more information, text HELP to the five-digit short code for the text messaging alert about which you have questions (i.e., the five-digit number from which you are receiving the text messages).

Eligibility

To receive Home Mortgage Assessors text messages, you must be a resident of the United States or Puerto Rico and 18 years of age or older. Home Mortgage Assessors reserves the right to require you to prove that you are at least 18 years of age.

Changes to Terms and Conditions

Home Mortgage Assessors may revise, modify, or amend these SMS Terms and Conditions at any time. Any such revision, modification, or amendment shall take effect when it is posted to Home Mortgage Assessors website. You agree to review these SMS Terms and Conditions periodically to ensure that you are aware of any changes. Your continued consent to receive Home Mortgage Assessors text messages will indicate your acceptance of those changes.

Termination of Text Messaging

Home Mortgage Assessors may suspend or terminate your receipt of Home Mortgage Assessors text messages if Home Mortgage Assessors believes you are in breach of these SMS Terms and Conditions. Your receipt of Home Mortgage Assessors text messages is also subject to termination in the event that your mobile telephone service terminates or lapses. Home Mortgage Assessors reserves the right to modify or discontinue, temporarily or permanently, all or any part of Home Mortgage Assessors text messages, with or without notice.

Communications and Consent to Electronic Notices

You may communicate with Home Mortgage Assessors via postal mail, telephone, and our website. Home Mortgage Assessors may issue notices via these various channels, including by sending e-mail to an address you provide. You agree that such notices shall have legal effect. You may have the right to withdraw your consent to receive certain electronic communications, and, when required by law, Home Mortgage Assessors will provide you with paper copies upon request. You may make such a request via any of the channels listed above.

Release and Indemnity

By participating, you agree to release and hold harmless Home Mortgage Assessors, Home Mortgage Assessors and participating wireless (cellular) carriers and their respective representatives, agents, successors, assigns, employees, officers and directors (together, the “Released Parties”), from any and all liability, loss, harm, damage, injury, cost or expense whatsoever, including without limitation, property damage, personal injury and death, which may occur in connection with this Initiative, and for any claims based on violation of law or infringement or violation of any rights of any person or entity, including, without limitation, violation of publicity rights, defamation and invasion of privacy. Released Parties are not responsible for any printing, typographical, mechanical or other errors in associated promotional materials in connection with this Initiative.

Consent to Receive Text Messages

Please read these terms and conditions carefully. By texting Home Mortgage Assessors and confirming YES to sign up for one or more text messaging notifications, you expressly consent to receive non-marketing and marketing text messages from “Home Mortgage Assessors” (“Home Mortgage Assessors) and others texting on its behalf, including text messages made with an autodialer, at the telephone number(s) that you provide. You may opt-out of these communications at any time, and consent to receive marketing text messages is not required to purchase any goods or services.